Business Associate Inc

Accounting & Tax Services
Cletus Fernandez, EA, LTC
Enrolled Agent,
Licensed Tax Consultant.
CletusFernandez7135@msn.com


2550 Market St NE,
Salem, OR 97301
Phone (503) 588-0498
Fax (503) 589-9330
www.business-associate.us
tax-accounting@business-associate.us

Calculators

Financial Calculators

We provide a library of financial calculators to help you begin planning your financial future-from forecasting your retirement options or child's college fund to estate planning and mortgage refinancing. Interactive calculations, dynamic graphs, and fully customizable reports are just a few features provided with our calculators to support thorough financial planning and a sound decision-making process. Though not a substitute for advice and information provided by a qualified professional, our calculators offer a good starting point to a secure future.

Mortgage Calculator This calculator will show the total interest and total payment of your mortgage based on the loan amount, term and interest rate entered.
Loan Calculator This calculator will display the monthly payment, total interest and total payment for your loan based on the loan amount, term and interest rate entered.
Amortizing Loan Calculator Enter your desired payment - and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment!
Auto Loans Find out how much automobile you can buy based on your monthly payment, or find out your loan payment based on your purchase price!
Bi-weekly Payments for an Existing Mortgage This calculator shows you possible savings by using an accelerated bi-weekly mortgage payment. By paying half your monthly payment every two weeks, each year your mortgage company will receive the equivalent of 13 monthly payments instead of 12. This simple technique can shave years off your mortgage and save you thousands of dollars in interest.
Lease vs. Buy Should you lease your next automobile or finance it? Find out with this calculator!
Retirement Planner Quickly determine if your retirement plan is on track - and learn how to keep it there.
Roth vs. Traditional IRA Use this calculator to determine which IRA is right for you.